Built for Malaysians who have been blacklisted. We restructure your overdue financing, clear your record, and rebuild your eligibility to borrow again. A second chance, structured to actually work.
Because everyone
deserves a fresh start
DuitPlus helps Malaysians clear blacklist records, restructure overdue debt, and access Shariah compliant financing for the moments that matter.
Licensed and
regulated
Shariah-compliant
by structure
Transparent rates,
no hidden charges
WHAT WE OFFER
Two products, one promise.
A better tomorrow.
Wherever you are starting from, we have a path that fits.
FOR LOAN DEFAULTERS
1 to 3 months to a clean record.
For civil servants, GLC and private sector employees.
Shariah-compliant under Tawarruq.
Learn more
FOR GAME CHANGERS
Fast, transparent, Shariah-compliant personal financing for the moments that matter. Build a home, pay for an education, or handle the unexpected. With repayment up to 120 months, structured around your real take-home pay.
Repayment up to 120 months.
Days, not weeks, to a consultant call back.
Fast, easy and transparent application.
Learn more
WHO WE HELP
Built for the people the banks said no to
If you are a civil servant, GLC employee, or private sector worker carrying overdue loans, missed payments, or a CCRIS / CTOS record, you are exactly who we built this for.
Civil servants and government employees
GLC and private
sector workers
Anyone blacklisted or flagged on CCRIS, CTOS, or Experian
Borrowers under Special Attention, Reschedule, or Default Payment status
WHY DUITPLUS
Built on the things that matter most
Real recovery and real financing demand real trust. We earn it through structure, not just words.
Shariah-compliant by design
Every transaction follows the Tawarruq structure, certified by Elzar Shariah Solutions. No riba. No grey areas. Compliance is built into how the products work, not added on top.
Licensed and legitimate
PinjamNow holds the regulatory approvals from KPKT and ANGKASA that make this work possible. DuitPlus operates under its own SSM business registration as PinjamNow’s strategic partner. Both companies, fully accountable.
Affordable rates, structured around your life
Repayments are sized to your real take-home pay, not the lender’s preferred margin. The rate you are quoted is the rate you pay, calculated transparently from day one.
Transparent from start to finish
No hidden charges. No teaser rates. No surprises in the small print. You see the full cost before you commit, and the cost stays the same after you do.
Licensed, regulated, shariah-aligned
Every approval. Every disbursement. Fully regulated.
They were where you are now
People come to DuitPlus from all walks of life: civil servants, single parents, GLC engineers. Here is what some of them say about the path forward.
Ready for your
fresh start?
The eligibility check is free, confidential, and takes only a few minutes. You will know quickly whether DuitPlus can help, and which path fits.
Check my eligibilityTalk to our consultant
Free to apply. Free to ask. No commitment until you say yes.
